280 Prospect Ave Unit 5D, Hackensack, NJ 07601

This 1-bedroom, 1-bathroom residence is situated on the 5th floor of The Whitehall building at 280 Prospect Ave Unit 5D in Hackensack, NJ. The unit offers a bright and spacious living environment with an open layout that includes a generous living and dining area. The bedroom is equipped with a closet, and a full bathroom is provided.

The Whitehall is a full-service luxury building that provides residents with a 24-hour doorman and security, as well as a full-time resident building manager. Building amenities include an outdoor swimming pool, BBQ and picnic patio areas, an exercise room, and a community room complete with a kitchen. For convenience, there is a spacious basement laundry facility and additional basement storage available.

Monthly Homeowners Association (HOA) fees are $1,116 and cover taxes, insurance, gas, water, a storage bin, and access to all building amenities. Parking options are available, with outdoor parking priced between $70-$78 per month and indoor parking at $112 per month, subject to availability. Transportation is easily accessible with an NYC express bus stop directly in front of the building and a train station located just a few blocks away. The property is conveniently located near various shopping and dining establishments, as well as Hackensack University Medical Center.

Prospective buyers should be aware of specific purchase requirements. A Transfer Fee of $15 per share plus $1,250 is applicable. The Board mandates a 1:4 Debt to Income (DTI) ratio, including all existing debt. Offers must be accompanied by two years of tax returns, proof of income, a full credit report with score, and proof of funds for the purchase (minimum 30% down payment) and for two years of maintenance fees. The purchase is contingent upon Board Approval. The unit is designated for owner-occupancy only, with the option to rent after two years of residency. Please note that pets are not permitted. Interested parties are encouraged to schedule a private showing.